If you need a quick loan, consult Moneymas, where real people work to help you get the loan you need and without additional expenses.
Why choose loan?
Moneymas offers you the opportunity to get loans of up to € 8,000, with maturity periods of 12 to 60 months and in 24 hours. The interest rate of the loan is 41.16%.
- Quick loan up to € 8,000
- Loan with ASNEF
- Obligatory guarantor to be granted the loan
- Fixed commission of € 35 in case of partial non-payment of a fee or total non-payment
What services does loan offer?
In Moneymas you can get the quick loan you need safely and quickly. Also, no opening, cancellation or settlement fees.
Loans with guarantor are offered up to € 8,000 and in 24 hours, and also with ASNEF.
The minimum loan that you can request in Moneymas is € 2,000 and you can return it in a minimum term of 12 months and a maximum of 36 months. As you increase the amount requested you can choose up to 60 months to amortize your loan fast.
As for the interest rate, in fast Moneymas loans you will only pay interest for the duration of the loan, and this will be calculated by days. The interest rate is fixed at 41.16%.
In this way if you request € 3,000 for 48 months but finally decide to repay the loan in just 12 months, you will only pay the interest for that year.
In Moneymas there are no fees for early cancellation so you can make extra payments if you consider it appropriate. You can make as many payments as you want, as long as you meet the loan payment due each month.
They will not charge you for other expenses or have to worry about additional costs, except if you do not meet the deadlines and have to claim for partial non-payment of a fee or total.
How does work?
To apply for a quick loan in Moneymas you will need to fulfill some requirements, which we will see below, and complete an application on your website.
For this you will have to tell them the money you want and how many months you will need to be able to return it. Basically choose amount and repayment term for the loan.
From Moneymas they will ask you for the necessary information to assess your financial and economic situation, and they will be able to know if you have, or not, the solvency capacity you will need to be able to access the loan.
In Moneymas loans are granted with endorsement , that is, you will need a guarantor which – in case you can not return the loan – can take charge of paying the debt.
The objective of Moneymas is to transfer the requested money within 24 hours after the guarantor is accepted. The money is transferred to this one and then to you for more guarantees.
For Moneymas it is important that the guarantor is aware of the loan, and that is why the money is transferred to it and not directly to the loan applicant. In addition, it is the best way to protect clients from possible frauds and that is very good.
What requirements are needed?
In order to apply for one of the quick loans that Moneymas offers you will have to comply with some basic requirements, which are: being a resident in Spain, speaking Spanish, being between 18 and 75 years old and not being in an insolvent situation.
If you are not working, nothing happens, because you will not need to have a payroll as long as you have another source of income to be able to pay the loan installments, such as rents, unemployment, pension …
On the other hand, as we said, the Moneymas loans require endorsement, because in this way they can guarantee the payments and grant you the loan without problems.
If you have been rejected by another company by ASNEF, try Moneymas , as they can help you obtain liquidity with your quick loans.
Calculate your loan online!
In Moneymas you can apply for loans with a guarantee of up to € 8,000 in just 24 hours. Use your loan calculator to learn more about the minimum and maximum amount you can request and the deadline to return it.
- Fast loans from € 2,000 to € 8,000 with guarantor
- Repayment terms from 12 months to 60 months depending on quantity
- The interest rate is fixed, 41.16%
How to return a loan?
To repay a loan, in addition to meeting deadlines, you will have to do it in the same way you got it. From Money most have tried to simplify the return process to make it as simple as possible.
In this way, when they pay the loan capital they will set a direct monthly charge in the designated account, or they will charge it from your card.
In this way, if the charge is not made correctly in your bank account you can have a copy of the charge on your credit or debit card, to make sure there are no delays in payments.
In Moneymas they will not charge you for making extra payments or for canceling the loan in advance. So, in this case, you can save money since you only have to pay the amount of the borrowed capital and the interest according to the time you have enjoyed it.
What are the consequences of delays or non-payment?
If you apply for a loan, it is important that you make the full payments each month and at the expiration date. If you think you can not do it, it is better to contact the Moneymas team as soon as possible to find a solution.
In case you are late in paying the loan you will first receive a notification to regularize the situation. If they do not get it, they will notify your guarantor to collect what is owed.
If, at the end of the month, they have not been able to collect all or part of the fee, they will charge you a commission for claiming an unpaid installment of € 35, without making any type of claim.
In case you need to delay the expiration date you can do so by contacting the customer service department, and you can delay it for 20 days. Although you can not change the due date for the first payment, so make sure you choose it well.