Credit – Request your loan online easily and cheaper

Credit was born with the idea of ‚Äč‚Äčtransforming the banking system, to try to make it more fair and transparent. The objective of Younited Credit is to offer you a simpler, faster and cheaper consumer loan in the most useful and advantageous way.

Why choose Younited Credit?

In Younited Credit you can request your loan online easily and cheaper, and within 48 hours you will have a definitive answer. They offer loans from € 1,000 to € 40,000 and 100% of the interest will be paid to their professional investors.

Make your simulation completely free and discover everything that Younited Credit can offer you, loans with a fixed monthly payment and a fixed repayment period, without any hidden clauses.


  • Loans up to € 40,000
  • Approval in 48 hours
  • Return period of up to 6 years


  • They do not accept unemployed clients
  • They do not accept clients ASNEF
  • Penalty for delay

What services does it offer?

At Younited Credit they have experience in offering cheaper loans, and without banks. It does not matter what you need the money for, since the loan services adapt to any profile. As we said, they are specialists in offering consumer loans of all kinds.

In Younited Credit you can request personal loans for what you need; a travel loan , a motorcycle loan , a wedding loan , an education loan , a computer loan , a health loan … Any need will be covered by Younited Credit’s personal loans. You just have to choose quantity and term to amortize it.

The loans liquidity and loan deposit of the rent are usually quite useful for many and in Younited Credit they offer them quickly and 100% transparent. To buy a car or a motorcycle you have the car loans, both for new cars and second-hand cars, and also motorcycle loans.

If you need to reform or buy new furniture or appliances for your home or business, you can also get financing thanks to Younited Credit loans , loan reforms and furniture and appliances loans.

In addition, Younited Credit also allows you to enjoy the reunification of your debts with the loan unification credits . If you are in this situation we recommend you take a look at the advantages of reuniting debts, so you know what Younited Credit can do for you.

How does Credit work?

How does Credit work?

In Younited Credit you can avoid intermediaries and apply for a personal online loan directly to your community of professional investors. The online credit platform is completely secure and is based on the “Marketplace” model, which allows you to request a loan directly from the investment community, quickly and online.

Younited Credit’s technology enables the flow of financial flows between investors and you in a more optimal way. The only remuneration that Younited Credit obtains is the management expense, which is automatically deducted from the loan amount.

At Younited Credit you will find all the loan options you need, the quick loan, the transparent loan and the fair loan. Finally we can enjoy a simplified credit. For this you just have to follow three simple steps:

  • Apply online : You will receive an immediate response.
  • Send the necessary documentation . The advisors will help you prepare the necessary documentation to apply for the loan. In 48 hours they will give you an answer.
  • Receive the financing . Yes after studying your case they approve the loan you will receive the money in your account a few days after the approval of the application.

As we said, to apply for a loan you will only need to specify the project, the amount you want and the duration of it. You can request a minimum amount of € 1,000 up to a maximum of € 40,000 , and with a return period from 24 months to 6 years.

As for the interest of the loans can range from a minimum of 5.92% and a maximum of 10.84%. In short, Younited Credit personal loans are aimed at individuals and for any purpose.

What requirements are needed?

To apply for a consumer loan in Younited Credit you will need to comply, at least, with the following requirements: be of legal age, reside in Spain and provide the required documentation.

  • Identification document
  • Proof of purpose . If for example you are going to reform your home, you must attach the budget to justify what you are going to allocate the money for that purpose.
  • Proof of income (payroll, pension …). It is important that you have a stable source of income so that they can grant you credit.

It should be noted how negative in Younited Credit debt studies are done, which means that if you have outstanding debts it is quite likely that they reject your application. In Younited Credit they do not accept ASNEF or similar , nor do they accept clients who are unemployed.

On the other hand, say that the maximum age to apply for a personal loan is 70 years.

Calculate your loan online!

Loan Calculator

If you click on “Apply for your loan” you can access a previous simulation of your loan. Do not worry because you are not obliged to accept, if you are not interested you will not have any commitment to Younited Credit, nor be quiet.

Request your loan cheaper, and without banks with the express request. You will only have to indicate the project for which you need the loan, that is, the reason why you ask for the money and the amount you want to obtain. Then click on continue to see your options.

In the next section, you will see all your available options, where you specify the monthly fee, the duration and the APR of the loan.

So you can choose the one that best suits your Emmeline Grangerford.

How should you repay the loan?

loan repayment

When we have obtained the loan and have the money in our account we will have to fulfill our part, what will be to pay the established installments while the credit lasts.

Younited Credit’s installments are fixed and can not be changed except if we resort to early repayment. It is possible to amortize part of the capital in advance through a bank transfer , being able to choose to keep the installment and reduce the term or maintain the duration of the credit but establishing a new lower payment quota.

As for the installments, it is important that they be paid on the date indicated, because if we do not, we will be able to apply penalties for the delay and this will increase the debt.


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